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	<title>MicroBiz Made Simple &#187; Money</title>
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	<description>Tips and Info to Make Running  Your MicroBusiness Simple</description>
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		<title>Do&#8217;s and Don&#8217;ts of Bank Borrowing</title>
		<link>http://microbizmadesimple.com/dos-and-donts-of-bank-borrowing/</link>
		<comments>http://microbizmadesimple.com/dos-and-donts-of-bank-borrowing/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 04:37:51 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Funding]]></category>
		<category><![CDATA[borrowing]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=1111</guid>
		<description><![CDATA[
If you are considering getting a bank loan for your small business, especially one through the SBA, you should be aware that these loans come with some strong strings attached that add unexpected risks to business borrowing. For example, business loans are often secured by personal assets, meaning if you default on your business banks [...]]]></description>
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		<title>Sources for Small Business Loans</title>
		<link>http://microbizmadesimple.com/small-business-loan-sources/</link>
		<comments>http://microbizmadesimple.com/small-business-loan-sources/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 04:13:23 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Funding]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=1100</guid>
		<description><![CDATA[
One of the most popular searches on the internet is to find small business loans. Unfortunately, the results aren&#8217;t all that helpful, mainly because money is just tight when it comes to small and microbusiness lending.
I came across a new article on this subject by Karin Price Mueller at Entrepreneur.com. It doesn&#8217;t have any new exciting revelations, [...]]]></description>
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		<title>Early Cash Flow – The Secret to Business Success</title>
		<link>http://microbizmadesimple.com/early-cash-flow-secret-to-business-success/</link>
		<comments>http://microbizmadesimple.com/early-cash-flow-secret-to-business-success/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 06:31:58 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Funding]]></category>
		<category><![CDATA[Getting Started]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[starting a business]]></category>
		<category><![CDATA[Success]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=1069</guid>
		<description><![CDATA[
Lots of new businesses fail because the owners don&#8217;t take into account how long it takes to start bringing in any money at all, let alone enough dough to keep themselves and their business going. Why does this happen?
The Problem – Too Much Time
 New and even experienced business owners often don&#8217;t realize that there [...]]]></description>
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		<title>Simple Sales Forecasting &#8211; A Useful Tool</title>
		<link>http://microbizmadesimple.com/simple-sales-forecasting-a-useful-tool/</link>
		<comments>http://microbizmadesimple.com/simple-sales-forecasting-a-useful-tool/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 06:45:09 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Biz Planning]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Keeping Records]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[business plan]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=1056</guid>
		<description><![CDATA[
Want to know how your business is doing? Look at your sales. But for them to make any sense you need to have something to compare them to so you can measure how you are doing. That is where a sales forecast comes in.
Making a sales forecast isn&#8217;t hard, especially when you understand you don&#8217;t [...]]]></description>
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		<title>Problems with Small Business Credit Cards</title>
		<link>http://microbizmadesimple.com/problems-with-small-business-credit-cards/</link>
		<comments>http://microbizmadesimple.com/problems-with-small-business-credit-cards/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 04:36:26 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Funding]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=1044</guid>
		<description><![CDATA[
Aleksandra Todorova has an interesting article at Entrepreneur.com talking about an unforeseen risk you face when you have a small business credit card.
You&#8217;ve probably seen the offers for small business credit cards. They often have attractive rates and terms, and have been a useful way for cash-strapped small businesses to  manage cash flow. But now [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Free Online Recordkeeping For Home Business And Freelancers</title>
		<link>http://microbizmadesimple.com/free-online-recordkeeping-for-home-business-and-freelancers/</link>
		<comments>http://microbizmadesimple.com/free-online-recordkeeping-for-home-business-and-freelancers/#comments</comments>
		<pubDate>Mon, 07 Dec 2009 05:20:42 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Keeping Records]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[bookkeeping]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[software]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=881</guid>
		<description><![CDATA[
Recordkeeping is always a pain, especially when you have lots of transactions such as with an eBay account. I&#8217;ve been using a free online system that makes this whole process easier for freelancers, home businesses, or anybody who is self-employed.  It lets you easily handle your bookkeeping tasks so you can spend more time on making [...]]]></description>
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		<title>How to Safely Manage Your Money &#8211; 8 Things You Can Do Now</title>
		<link>http://microbizmadesimple.com/how-to-safely-manage-your-money-8-things-you-can-do-now/</link>
		<comments>http://microbizmadesimple.com/how-to-safely-manage-your-money-8-things-you-can-do-now/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 05:41:32 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Management]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=680</guid>
		<description><![CDATA[
Money plays a huge role in the success or failure of your business. Making money is why you started a business to begin with, right? Not too surprising then that good money management skills are a must. Without them even profitable businesses can get into trouble.
Why money management matters
The truth is, no matter how much [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Three Things You Can Do Today to Save Money and the Planet</title>
		<link>http://microbizmadesimple.com/three-things-you-can-do-today-to-save-money-and-the-planet/</link>
		<comments>http://microbizmadesimple.com/three-things-you-can-do-today-to-save-money-and-the-planet/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 02:09:10 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[green]]></category>
		<category><![CDATA[recycle]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=271</guid>
		<description><![CDATA[
Little acts can have a big effect if enough people do them. Small and micro-businesess make up 99% of all of companies in America. If each of these companies takes a couple of simple steps to green their business individually they can save some money and, collectively, they will take a big step towards saving [...]]]></description>
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		<title>Small Business Grants &#8212; Too Good To Be True?</title>
		<link>http://microbizmadesimple.com/small-business-grants-too-good-to-be-true/</link>
		<comments>http://microbizmadesimple.com/small-business-grants-too-good-to-be-true/#comments</comments>
		<pubDate>Sat, 17 Oct 2009 22:37:43 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Funding]]></category>
		<category><![CDATA[financing grants]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=250</guid>
		<description><![CDATA[
I hear all the time that there are millions and billions of dollars in grants for small businesses just sitting out there waiting for someone to come and apply for them. Is it true, or too good to be true?
Uncle Sam
The first place to look is the US federal government from Grants.gov and Business.gov, as [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Angel Investors and Venture Capital – Pipe Dreams?</title>
		<link>http://microbizmadesimple.com/angel-investors-and-venture-capital-%e2%80%93-pipe-dreams/</link>
		<comments>http://microbizmadesimple.com/angel-investors-and-venture-capital-%e2%80%93-pipe-dreams/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 19:59:06 +0000</pubDate>
		<dc:creator>Ed Martin</dc:creator>
				<category><![CDATA[Funding]]></category>
		<category><![CDATA[angel investors]]></category>
		<category><![CDATA[venture capital]]></category>

		<guid isPermaLink="false">http://microbizmadesimple.com/?p=204</guid>
		<description><![CDATA[
Even in the best of times, venture capital was a dream for most small businesses, especially startups. Now it has dried up for almost everyone, so yes it is a pipe dream.
Angel investors are more interesting. Angel investors differ from venture capitalists because they are individual investors instead of a group, they invest their own [...]]]></description>
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